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Rent in ZIP code 92102, San Diego, CA

HUD's Fair Market Rent for this one ZIP code, about 2.5 miles from downtown San Diego, as of October 2026.

A 1-bedroom in 92102 is $2,230 a month on HUD's FY2027 Small Area Fair Market Rent, utilities included, 16% below the downtown San Diego median of $2,660. Studios run $2,100, 2-bedrooms $2,700. Listings in the ZIP ask $2,328 on Zillow's index.

Studio
$2,100HUD, utilities in
1 bedroom
$2,230HUD, utilities in
2 bedroom
$2,700HUD, utilities in
3 bedroom
$3,580HUD, utilities in
Asking rent
$2,328Zillow, all homes
Rank near downtown
2of 9cheapest first

Rent by bedroom in 92102

Studio
$2,100 / month
HUD Small Area Fair Market Rent, utilities included.
1 bedroom
$2,230 / month
Downtown San Diego median: $2,660. Metro-wide: $2,335.
2 bedroom
$2,700 / month
3 bedroom
$3,580 / month
Asking rent, all home types
$2,328 / month
Zillow Observed Rent Index for this ZIP. What listings ask today.
SourceZillow Research Aug 2026

Every ZIP code near downtown San Diego

ZIPStudio1 bedroom2 bedroom3 bedroomZillow asking
92101$3,180$3,380$4,090$5,420$2,923
92102$2,100$2,230$2,700$3,580$2,328
92103$2,490$2,660$3,210$4,260$2,767
92104$2,260$2,410$2,910$3,860$2,542
92113$1,740$1,850$2,240$2,970$2,400
92118$3,280$3,500$4,230$5,610$5,550
92132$2,190$2,330$2,820$3,740n/a
92134$3,110$3,300$3,990$5,290n/a
92135$3,280$3,500$4,230$5,610n/a

ZIP codes that touch a 2-mile circle around downtown. Source: HUD Small Area Fair Market Rents FY2027, read Oct 2026. The city page has walkability, internet, transit, weather and everything else: San Diego, CA for digital nomads.

Questions people ask

How much is rent in ZIP code 92102?

As of October 2026, HUD's FY2027 Small Area Fair Market Rent for ZIP 92102 is $2,100 for a studio, $2,230 for a 1-bedroom, $2,700 for a 2-bedroom and $3,580 for a 3-bedroom, utilities included. That is the 40th-percentile rent paid by recent movers. Zillow's Observed Rent Index for the ZIP, which reflects what listings ask today across all home types, is $2,328 (Aug 2026).

Is 92102 cheaper than the rest of downtown San Diego?

Yes, by 16%. The median 1-bedroom across the 9 ZIP codes within 2 miles of downtown San Diego is $2,660; 92102 ranks 2 of 9, cheapest first. Across the whole metro area HUD's figure is $2,335, 5% more than this ZIP.