All cities / Tennessee / Chattanooga, TN / ZIP 37404
Rent in ZIP code 37404, Chattanooga, TN
HUD's Fair Market Rent for this one ZIP code, about 2.4 miles from downtown Chattanooga, as of October 2026.
A 1-bedroom in 37404 is $1,170 a month on HUD's FY2027 Small Area Fair Market Rent, utilities included, 6% below the downtown Chattanooga median of $1,245. Studios run $1,120, 2-bedrooms $1,270. Listings in the ZIP ask $1,621 on Zillow's index.
- Studio
- $1,120HUD, utilities in
- 1 bedroom
- $1,170HUD, utilities in
- 2 bedroom
- $1,270HUD, utilities in
- 3 bedroom
- $1,570HUD, utilities in
- Asking rent
- $1,621Zillow, all homes
- Rank near downtown
- 5of 10cheapest first
Rent by bedroom in 37404
Every ZIP code near downtown Chattanooga
| ZIP | Studio | 1 bedroom | 2 bedroom | 3 bedroom | Zillow asking |
|---|---|---|---|---|---|
| 37402 | $1,290 | $1,340 | $1,460 | $1,810 | $1,500 |
| 37403 | $1,430 | $1,490 | $1,620 | $2,000 | $1,592 |
| 37404 | $1,120 | $1,170 | $1,270 | $1,570 | $1,621 |
| 37405 | $1,490 | $1,550 | $1,690 | $2,090 | $1,544 |
| 37406 | $1,020 | $1,070 | $1,160 | $1,430 | $1,597 |
| 37407 | $1,000 | $1,040 | $1,130 | $1,400 | n/a |
| 37408 | $1,490 | $1,550 | $1,690 | $2,090 | $1,430 |
| 37410 | $940 | $980 | $1,070 | $1,320 | $1,481 |
| 37419 | $1,100 | $1,150 | $1,250 | $1,550 | n/a |
| 37450 | $1,270 | $1,320 | $1,440 | $1,780 | n/a |
ZIP codes that touch a 2-mile circle around downtown. Source: HUD Small Area Fair Market Rents FY2027, read Oct 2026. The city page has walkability, internet, transit, weather and everything else: Chattanooga, TN for digital nomads.
Questions people ask
How much is rent in ZIP code 37404?
As of October 2026, HUD's FY2027 Small Area Fair Market Rent for ZIP 37404 is $1,120 for a studio, $1,170 for a 1-bedroom, $1,270 for a 2-bedroom and $1,570 for a 3-bedroom, utilities included. That is the 40th-percentile rent paid by recent movers. Zillow's Observed Rent Index for the ZIP, which reflects what listings ask today across all home types, is $1,621 (Aug 2026).
Is 37404 cheaper than the rest of downtown Chattanooga?
Yes, by 6%. The median 1-bedroom across the 10 ZIP codes within 2 miles of downtown Chattanooga is $1,245; 37404 ranks 5 of 10, cheapest first. Across the whole metro area HUD's figure is $1,231, 5% more than this ZIP.