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Rent in ZIP code 37410, Chattanooga, TN

HUD's Fair Market Rent for this one ZIP code, about 3 miles from downtown Chattanooga, as of October 2026.

A 1-bedroom in 37410 is $980 a month on HUD's FY2027 Small Area Fair Market Rent, utilities included, 21% below the downtown Chattanooga median of $1,245. Studios run $940, 2-bedrooms $1,070. Listings in the ZIP ask $1,481 on Zillow's index.

Studio
$940HUD, utilities in
1 bedroom
$980HUD, utilities in
2 bedroom
$1,070HUD, utilities in
3 bedroom
$1,320HUD, utilities in
Asking rent
$1,481Zillow, all homes
Rank near downtown
1of 10cheapest first

Rent by bedroom in 37410

Studio
$940 / month
HUD Small Area Fair Market Rent, utilities included.
1 bedroom
$980 / month
Downtown Chattanooga median: $1,245. Metro-wide: $1,231.
2 bedroom
$1,070 / month
3 bedroom
$1,320 / month
Asking rent, all home types
$1,481 / month
Zillow Observed Rent Index for this ZIP. What listings ask today.
SourceZillow Research Aug 2026

Every ZIP code near downtown Chattanooga

ZIPStudio1 bedroom2 bedroom3 bedroomZillow asking
37402$1,290$1,340$1,460$1,810$1,500
37403$1,430$1,490$1,620$2,000$1,592
37404$1,120$1,170$1,270$1,570$1,621
37405$1,490$1,550$1,690$2,090$1,544
37406$1,020$1,070$1,160$1,430$1,597
37407$1,000$1,040$1,130$1,400n/a
37408$1,490$1,550$1,690$2,090$1,430
37410$940$980$1,070$1,320$1,481
37419$1,100$1,150$1,250$1,550n/a
37450$1,270$1,320$1,440$1,780n/a

ZIP codes that touch a 2-mile circle around downtown. Source: HUD Small Area Fair Market Rents FY2027, read Oct 2026. The city page has walkability, internet, transit, weather and everything else: Chattanooga, TN for digital nomads.

Questions people ask

How much is rent in ZIP code 37410?

As of October 2026, HUD's FY2027 Small Area Fair Market Rent for ZIP 37410 is $940 for a studio, $980 for a 1-bedroom, $1,070 for a 2-bedroom and $1,320 for a 3-bedroom, utilities included. That is the 40th-percentile rent paid by recent movers. Zillow's Observed Rent Index for the ZIP, which reflects what listings ask today across all home types, is $1,481 (Aug 2026).

Is 37410 cheaper than the rest of downtown Chattanooga?

Yes, by 21%. The median 1-bedroom across the 10 ZIP codes within 2 miles of downtown Chattanooga is $1,245; 37410 ranks 1 of 10, cheapest first. Across the whole metro area HUD's figure is $1,231, 26% more than this ZIP.